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Investing in life insurance is a smart decision for many people. Choosing the right type can be a challenge, however. Luckily, your agent can help you compare specific breakdowns for your needs. If you want to get coverage, there are a few things you should consider about these policies. READ MORE >>

INSURED A multi-state satellite installation company with 36 employees. SITUATION The company unexpectedly received a $499,916 audit premium notice. The previous premium was $13,530. ASSESSMENT READ MORE >>

Safety is a concern for every business. Most business owners do not set out to create dangerous situations. Yet, preventing safety risks is critical. How can you reduce your business insurance claims? One way is to find these risks and create a plan for reducing them. A safety audit can be a powerful way to accomplish this. READ MORE >>

INSURED This major landscape contractor servicing commercial properties employs 120 people and does $1.9 million in annual revenues. SITUATION A year after purchasing the company, the insured was concerned why, as a relatively new business, its Experience Mod was extremely high at 1. READ MORE >>

You may know the importance of obtaining auto insurance once your new driver in your family receives his or her license. But, what about from now until then? The good news is the process of obtaining auto insurance for your new driver is not complex. There are a few key things to know before you choose to invest in a new policy. READ MORE >>

Protecting your home should be a priority. Still, sometimes it is easy to overlook simple things you can do to protect your home from risks. This is very true about home insurance. By working closely with your agent, you can learn more about all the ways to minimize risk to your home. READ MORE >>

Have you heard you need to have full auto insurance? The term full coverage does not relate to a specific type of policy. Rather, it applies to the type of perils for which your policy provides protection. Why is this important? Most car owners should consider the value of full car insurance. READ MORE >>

The investment in life insurance is a big one. It may not be a major investment. But, making the decision to buy coverage can be challenging. Many people mistakenly believe life insurance is too expensive. It does not have to be. But, buying at the right age matters. Most often, investing at a young age is best. READ MORE >>

An independent contractor provides a service to another person or a business. They do not work under another party. Still, independent contractors are running a business. As a result, they must maintain the proper business insurance products. As an independent contractor, what are the types of coverage you should consider? READ MORE >>

Do you have a fire extinguisher in your home? If not, it may be time to get one now. You may even get a discount on your home insurance for having one.  But, what if you do not know how to use the device? What if you never had a need to buy one before now? Investing in the right fire extinguisher is important. READ MORE >>

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